Winter safety conversations often begin — and end — with what we can see: icy sidewalks, snow-covered parking lots, slick roads. Those risks are real. But many of winter’s most disruptive workplace safety hazards don’t arrive with drama or visibility. They settle in quietly, embedded in familiar routines and indoor spaces where people spend most … Read more
risk management
Much of today’s work happens indoors, where hidden risks can quietly build over time. Across construction trailers, manufacturing floors, healthcare campuses, and office wings, employees spend long hours inside buildings that were often built decades ago, expanded in stages, or adapted for new uses over time. That makes workplace radon exposure and indoor air quality … Read more
Most workplace injuries don’t come from rare, catastrophic events. They often occur in familiar moments — climbing a ladder, servicing equipment, moving materials, or working at height on a busy day. When pace and routines speed up, even the strongest safety practices can lose focused attention. That reality is reflected in OSHA’s most frequently cited … Read more
Behind every meaningful change in insurance are people leading and willing to share what they’ve learned. Amerisure’s expert employees regularly contribute their expertise to industry conversations—through articles, panels, and speaking engagements—helping translate real-world experience into ideas that strengthen the insurance experience for our agents and Âé¶ąÔ´´. Amerisure Guidewire Transformation Team – 2025 Innovation Award Winner, … Read more
Winter often brings a kind of quiet unpredictability—walkways that were dry at closing can glaze over by morning, stairwells become treacherous with overnight refreeze, and a routine walk from the parking lot can become the stronger source of risk in someone’s day. The U.S. Bureau of Labor Statistics (BLS) consistently records thousands of workplace injuries … Read more
Winter doesn’t always announce itself—it often arrives overnight. One day the roads are dry, and the next they’re layered with slush, black ice, and blowing snow that can bring even the most experienced commercial drivers to a crawl. In these moments, safety becomes a moving target, especially as nearly nearly 70% of roads sit in … Read more
As your business evolves — whether through expanded headcount, new facilities or new equipment — the insurance premium you pay should evolve accordingly. Amerisure’s annual premium audit gives you a confident, accurate view of your true exposures and ensures your coverage reflects your business today. Why Does an Annual Premium Audit Matter? Insurance carriers base … Read more
When the unexpected happens on the worksite — a slip, a strain, an incident that triggers a claim — the clock starts ticking. For organizations in manufacturing, construction, or healthcare, that first response window can mean the difference between a manageable claim and a costly disruption. Many businesses hesitate, hoping a minor injury resolves on … Read more
3.2+ million hours. Twenty-two years. Zero lost-time injuries. Those aren’t just numbers—they’re the measure of a company that has built safety into its foundation. In an industry where risk is a constant, Hood Construction has achieved something pretty extraordinary: more than two decades without a lost-time injury. Let’s put that into perspective: That is over … Read more
